You owe money but cannot pay? You tried
You owe money but cannot pay? You tried negotiating with credit card companies and other creditors and offered debt settlements to no avail? The legal system tries to be fair to you and those who gave you the loans in good faith. This blog discusses the facts and myths around bankruptcy law in California, the differences between Chapter 7 and Chapter 13, and the requirements that must be met to declare bankruptcy, such as credit counseling, document verification, tax returns, schedules and means tests.
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